Cynja
Month: July 2015
Gotchas / Consumer
The nation’s top 10 consumer gripes, and new ‘gotchas’ to worry about
Health care billing issues, IRS impostor scams and student loan consolidators were among the biggest consumer headaches last year, joining more familiar complaints about identity theft, home repair and debt collection. The definitive survey of consumer gripes, which includes data from 37 agencies in 21 states, was released Wednesday by [Keep reading]
Gotchas / Consumer
Apple Rewards credit card: How much will those free points cost? I can’t tell you
Want a fancy new Macbook but don’t have the cash for it right now? Don’t worry, Apple offers two ways to finance the purchase — PayPal Credit or Barclaycard Visa (with points!). As you might imagine, I don’t think buying a computer on new credit isn’t the greatest idea. If [Keep reading]
Gotchas / Consumer
ARCHIVE: SCOTUS credit score auto insurance penalty ruling supremely disappointing, if not insulting
JUNE 8, 2007 — Your credit score might be costing you hundreds of dollars each year on your auto insurance, but you’ll never know. It’s a secret. And it looks like it’s going to stay that way. Consumers took a shot to the gut this week when the U.S. Supreme [Keep reading]
Privacy
Did Tom Brady have to surrender his personal cell phone to his employer? Well, you have to…
However you feel about Tom Brady, the Patriots, and football air pressure, today is a learning moment about cell phones and evidence. If you think the NFL had no business demanding the quarterback’s personal cell phone — and by extension, that your company has no business demanding to see your [Keep reading]
The Restless Project
Do you Tweet and hang out with your kids at the same time? Work-family multitasking is the new challenge
In all the anecdotes I’ve run across while working on The Restless Project, this simple scene might be the most powerful. And depressing. It appears in a story I wrote for CNBC.com recently about a gruesome new trend which I’ll call “work-family multitasking.” “I spoke recently with a gentleman who works [Keep reading]
Features
Etsy, comedy, and working towards a debt-free marriage
Their marriage had a less-than-ideal start. She had $20,000 in debt. He was about to lose his home, and the bank wouldn’t negotiate. He also had a student loan, a car loan and some credit card debt. When she moved to Cleveland to be with him, she’d be unemployed. He’d [Keep reading]
How To Buy Anything
It’s Windows upgrade week! Don’t throw out your PC, add memory instead — the DIY that saves $$$
It’s been a ritual as old as the personal computer itself. Microsoft releases a new operating system, and PC sales skyrocket as users buy new hardware to take advantage of the new software. Sure, a hardy few buy the new Windows and try to install it on their old machines, [Keep reading]
Cynja
The Cynja, Vol. 9: The cynsei needs help
What is this? Learn about the Cynja comic series here
Gotchas / Consumer
Five years after financial reform, new consumer agency still hasn’t won over critics
Hidden fees, penalties, surcharges and other “gotchas” drive consumers bonkers, but some companies love them. In the years leading up to the financial crisis, many credit card issuers and other lenders had created a labyrinth of complex fee charts that confused borrowers and made for easier profits. In the aftermath [Keep reading]