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Gotchas / Consumer

How To Buy Anything

Eight cheaper ways to book hotels: The latest installment of the ‘How to Buy Anything’ series

August 24, 2015 Bob Sullivan 0

(A note to loyal readers. Perhaps you’ve noticed that I’ve been away for a while — two weeks, to be exact. Well, I’ve proudly managed to take my own advice from The Restless Project and took a break. Thanks for your patience!) For years now, getting a good price on [Keep reading]

Gotchas / Consumer

A bad credit score can raise your driver’s insurance rates higher than a DUI, study finds

August 4, 2015 Bob Sullivan 0

Is your less-than-perfect credit score costing you a bundle on auto insurance? A new study suggests this hidden fee might be costing drivers hundreds of dollars each year. So if you are wanting to get cheap 125cc insurance for your motorbike, then you should make sure that you have a [Keep reading]

Gotchas / Consumer

The real reason for skyrocketing college tuition: vanishing lower-cost options

August 3, 2015 Bob Sullivan 2

Sara Goldrick-Rab is among the loudest critics of America’s structures designed to fund college education. She’s a professor of Educational Policy Studies and Sociology at the University of Wisconsin-Madison, working for a state school that is squarely in the cross-hairs of Wisconsin Gov. Scott Walker’s plans to cut funding and [Keep reading]

Gotchas / Consumer

The nation’s top 10 consumer gripes, and new ‘gotchas’ to worry about

July 31, 2015 Bob Sullivan 2

Health care billing issues, IRS impostor scams and student loan consolidators were among the biggest consumer headaches last year, joining more familiar complaints about identity theft, home repair and debt collection. The definitive survey of consumer gripes, which includes data from 37 agencies in 21 states, was released Wednesday by [Keep reading]

Gotchas / Consumer

Apple Rewards credit card: How much will those free points cost? I can’t tell you

July 30, 2015 Bob Sullivan 1

Want a fancy new Macbook but don’t have the cash for it right now?  Don’t worry, Apple offers two ways to finance the purchase — PayPal Credit or Barclaycard Visa (with points!). As you might imagine, I don’t think buying a computer on new credit isn’t the greatest idea. If [Keep reading]

No Picture
Gotchas / Consumer

ARCHIVE: SCOTUS credit score auto insurance penalty ruling supremely disappointing, if not insulting

July 30, 2015 Bob Sullivan 0

JUNE 8, 2007 — Your credit score might be costing you hundreds of dollars each year on your auto insurance, but you’ll never know. It’s a secret. And it looks like it’s going to stay that way. Consumers took a shot to the gut this week when the U.S. Supreme [Keep reading]

How To Buy Anything

It’s Windows upgrade week! Don’t throw out your PC, add memory instead — the DIY that saves $$$

July 24, 2015 Bob Sullivan 6

It’s been a ritual as old as the personal computer itself. Microsoft releases a new operating system, and PC sales skyrocket as users buy new hardware to take advantage of the new software. Sure, a hardy few buy the new Windows and try to install it on their old machines, [Keep reading]

Gotchas / Consumer

Five years after financial reform, new consumer agency still hasn’t won over critics

July 23, 2015 Bob Sullivan 1

Hidden fees, penalties, surcharges and other “gotchas” drive consumers bonkers, but some companies love them. In the years leading up to the financial crisis, many credit card issuers and other lenders had created a labyrinth of complex fee charts that confused borrowers and made for easier profits. In the aftermath [Keep reading]

Gotchas / Consumer

Victims of medical bills domino effect might finally get some relief

July 22, 2015 Bob Sullivan 1

Getting sick has led to millions of Americans paying more for car loans, mortgages and credit card debt – thanks to a medical debt domino effect. But slowly, that’s changing. Many people are worried that if they go to hospital then they won’t be able to pay for the bills [Keep reading]

Credit cards

Citi will refund $700 million for deceptive marketing of credit card add-on products

July 21, 2015 Bob Sullivan 0

Citi will refund roughly $700 million to 7 million consumers who paid for add-on credit card services like debt cancellation from 2003-2013 and pay a $35 million civil penalty for deceiving consumers with sale pitches, federal regulators announced today. Citibank and its affiliates intentionally confused consumers, tricking them into purchasing coverage [Keep reading]

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About me

BOB SULLIVAN is a veteran journalist and the author of four books, including the 2008 New York Times Best-Seller, Gotcha Capitalism, and the 2010 New York Times Best Seller, Stop Getting Ripped Off! His latest, The Plateau Effect, was published in 2013, and as a paperback, called Getting Unstuck in 2014. He has won the Society of Professional Journalists prestigious Public Service award, a Peabody award, and The Consumer Federation of America Betty Furness award, and been given Consumer Action’s Consumer Excellence Award.

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