TheBasics

Most American adults have a credit score attached to their name. The score directly impacts each consumer’s cost of obtaining credit. Lower scores mean higher interest rates for credit cards, auto loans, mortgages, and so on. The same goes for if you are looking to buy a vehicle like a [Keep reading]

I’ll be doing some “Back to Basics” stories for the folks at Insedia.com.  The series starts today with perhaps the most basic — but most important — element of personal finance in our credit-driven economy.  Here’s my quick-and-dirty guide to dealing with your credit report. What is it and where [Keep reading]