Zelle hackers ‘improve’ their scam; banks won’t help — but victims have a new place to complain

A sample of recent headlines about Zelle hacks.

A new rash of Zelle hacks has left consumers with empty banks accounts and little hope for refunds — but there is hope that federal regulators might finally impose fair rules to protect victims.  Anyone who’s lost money through Zelle, or who is currently fighting their financial institution over lost funds, should follow the instructions later on in this story.

I’ve been reporting on Zelle crime for several years. Using various methods and cover stories, criminals hijack victim accounts and send themselves money, leaving a wake of frustrated victims in their path. Consumers — many who never ever realized they had a Zelle account – then call their banks, expecting they’ll be covered by credit-card-like protections, only to face disappointment and in some cases, financial ruin.

In many cases, banks are giving consumers incorrect and self-serving opinions after the thefts. Consumers who suffer unauthorized transactions are entitled to Regulation E protection, and banks are required to refund the stolen money. (This isn’t a controversial opinion, and it was recently affirmed by the CFPB here. If you are reading this story and fighting with your bank, start by providing that link to the financial institution).

But in email after email, I hear from consumers who are denied refunds, with “fraud investigators” at banks telling account holders Zelle transactions are not entitled to any protection. This is incorrect, and I hope one day a regulator forces banks to reexamine all these fraudulent transactions, issue refunds, and other sanctions for repeatedly mistreating consumers.

However, a slightly different variation of the Zelle fraud is now common and it is less clear that Regulation E applies to it. In this scam, consumers are contacted by a criminal posing as a bank official, telling a cover story that the consumer’s account has been hacked.  After several convincing verification procedures — often there’s a text message that appears to come from the bank, which includes a toll-free number to call — the criminal convinces the victim to move supposedly at-risk funds to a new Zelle account allegedly created for their protection. In reality, the criminal is manipulating the consumer into moving the money into an account the hacker controls. Here’s just one example from the flood of emails I’ve received recently:

“I was a recent victim of someone pretending to be Bank of America letting me know my account had been hacked. This happened while I was on the way to a dentist appointment after a very stressful day of work,” the writer told me. The victim, distracted by the appointment, followed the instructions the caller laid out, “thinking I was saving myself from being hacked when in reality I was actually being hacked. After I got off of the phone I literally threw up because I realized what happened.”

Said another writer, “I was scammed and thought I was refunding myself through Zelle but really the $1,000 got sent to the scammer.”

Once victims discover the crime, and call their bank looking for help, they are told they’re out of luck. The bank’s opinion is that the consumer initiated the transaction, so it does not fall under the Regulation E “unauthorized transaction” protection.  I’d like to say banks are wrong, but Lauren Sanders of the National Consumers Law Center told me they have a point:

“(Protection applies) where the scammer takes information they got from the consumer and the scammer then initiates the payment. It sounds like in your scenario, the consumer actually initiates — sends — the payment,” she said. “Under the (Electronic Funds Transfer Act), the definition of ‘unauthorized transfer’ is one ‘initiated by a person other than the consumer.’  So if the consumer initiates the payment, you can’t challenge it as unauthorized.”

Sorry to deliver that bad news.  There is another potential route for consumers hoping their banks will help, however.  Sauders said there is a different set of protections that apply to “errors,” and that includes something designated an “incorrect transfer.”

“Arguably a payment that went to a scammer instead of yourself is “incorrect,” but banks are going to claim that it’s not an error,” Saunders said.

So, to repeat: If a criminal initiates a Zelle transfer — even if the criminal manipulates a victim into sharing login credentials — that fraud is covered by Regulation E, and banks should restore the stolen funds.  If a consumer initiates the transfer under false pretenses, the case for redress is more weak.

FILE YOUR ZELLE COMPLAINTS HERE
All the more reason anyone who’s suffered at the hands of Zelle and bank indifference should participate in a new effort by federal regulators to investigate newfangled tech-driven payment tools. In October, the CFPB announced it was ordering Amazon, Apple, Facebook, Google, PayPal, and Square to share information about their payment systems. The inquiry will examine the degree to which these firms are protecting consumer rights. The CFPB asked interested parties, including consumers, to offer commentary on the investigation.

“Consumers expect certain assurances when dealing with companies that move their money,” the CFPB said in announcing the probe. “They expect to be protected from fraud and payments made in error, for their data and privacy to be protected and not shared without their consent, to have responsive customer service, and to be treated equally under relevant law. The orders seek to understand the robustness with which payment platforms prioritize consumer protection.”

There is a deadline however, and it’s soon: December 6. Instructions for contributing comments are available here, but basically – send an email to BigTechPaymentsInquiry@cfpb.gov. Include Docket No. CFPB-2021-0017 in the subject line of the message.

“That is the perfect place for people to express their anger and push for better protections,” Saunders said.

NOTE: The inquiry does not officially mention Zelle and other cash-like apps, but any efforts to extend credit-card-like consumer protections to new payment systems might very well apply to Zelle in the end.

 

Don’t miss a post. Sign up for my newsletter

About Bob Sullivan 1589 Articles
BOB SULLIVAN is a veteran journalist and the author of four books, including the 2008 New York Times Best-Seller, Gotcha Capitalism, and the 2010 New York Times Best Seller, Stop Getting Ripped Off! His latest, The Plateau Effect, was published in 2013, and as a paperback, called Getting Unstuck in 2014. He has won the Society of Professional Journalists prestigious Public Service award, a Peabody award, and The Consumer Federation of America Betty Furness award, and been given Consumer Action’s Consumer Excellence Award.

8 Comments

  1. On 11/21/2021@0806, I received 2 text messages on my cell phone claiming to be from Chase Bank Fraud Dept @ 828-528-6513, case # 3693606. First message asked if I had attempted $205.95 at a Walmart Super Center 2021 in Georgia–I did not. Second message asked if I had made a Zelle payment of $2000.00. Both asked me to reply Yes or No. After replying NO @ 0808 I received a call from 415-788-1037 @ 0811 to discuss the remedy for this fraudulent claim. The person I spoke with, Brian Urias, walked me through the “process to remove the scammer”, Jose M, from the Chase Zelle account. He claimed I had to authorize another $2000 transaction to remove this scammer. I followed his instructions for another $2000 and I am now out a total of $4000. Chase claims they have no responsibility to restore my funds even though the scammer used the Zelle transfer pay process to access my account. Incredibly, (B of A, BB&T/Trust, Capitol One, JP Morgan Chase, PNC Bank, USBank and Wells Fargo) all jointly own Zelle but claim it is a third party they have no control over and are not responsible for any of it’s transactions.

    ATTACHMENTS
    Screenshot_20211123-103843_Messages (1).jpg (209.3 KB)
    View full complaint

    Can you help me?

    • I received text messages from Wells Fargo yesterday concerning Zelle transactions I did not make. A fraudster contacted me using what appeared to be Wells Fargo phone number. He sent me access codes and showed me how to send $26,000 to myself. I had never used Zelle before. The money went to the fraudster. I filed a police report yesterday. I also called Wells Fargo to open a claim. I was asked if the third party accessed my computer. He did not. I was induced to follow his directions. I do not know if regulation E will help me be reimbursed by the bank.

    • Update
      I contacted KNBC here in Los Angeles, gave them all my information and after they sent an email to the Chase executive branch, Chase refunded all the money that the fraudsters scammed from me. Bottom line, it pays to go public!
      Deborah

    • Hello, this literally happened to me yesterday! NOT HAPPY AT ALL!!! 4600.00 and Chase Bank won’t help me! I was wondering if you ever got anywhere with this, I am ready and willing to move forward with trying to get my money back , but most importantly helping others not to have to go through this!

      • Contact any TV station in your area that helps consumers. Mine here in SoCal was KNBC. I went on their website, followed their instructions and long story short–once they got involved and contacted Chase I got my funds restored–every penny! As I said previously it pays to got public!!!

  2. I received text messages from Wells Fargo yesterday concerning Zelle transactions I did not make. A fraudster contacted me using what appeared to be Wells Fargo phone number. He sent me access codes and showed me how to send $26,000 to myself. I had never used Zelle before. The money went to the fraudster. I filed a police report yesterday. I also called Wells Fargo to open a claim. I was asked if the third party accessed my computer. He did not. I was induced to follow his directions. I do not know if regulation E will help me be reimbursed by the bank. I am surprised Wells Fargo allowed this much money to be sent without contacting me first.

  3. Do you (or anyone else) have any more information on this possible approach? You write:

    There is another potential route for consumers hoping their banks will help, however. Sauders said there is a different set of protections that apply to “errors,” and that includes something designated an “incorrect transfer.”

    “Arguably a payment that went to a scammer instead of yourself is “incorrect,” but banks are going to claim that it’s not an error,” Saunders said.

232 Trackbacks / Pingbacks

  1. Zelle fraud emergency kit and FAQ — bobsullivan.net
  2. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Krebs on Security
  3. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – My Blog
  4. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back - jcn50.com
  5. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Ken Gilmour
  6. How it Works, How to Fight Back – Krebs on Security - InfoSec Today
  7. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Riste Stojanov Blog
  8. How it Works, How to Fight Back – Krebs on Security – Oracle Dætalytica
  9. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – on November 19, 2021 at 4:36 pm – STETSON CyberGroup
  10. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Tech News Feed by Milkyweb Technologies
  11. The ‘Zelle Fraud’ Rip-off: The way it Works, Combat Again – Tech News Feed by Milkyweb Technologies
  12. How it Works, How to Fight Back – Krebs on Security - Cyber Bharat
  13. The way it Works, Combat Again – Krebs on Safety – Kilden Info
  14. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Network Securitas
  15. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back | MK Security Solutions
  16. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – | Lost in the Noise |
  17. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Norman McKellar
  18. Wie es funktioniert, wie man sich wehren kann – Krebs on Security | Crime News Time
  19. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – on November 19, 2021 at 4:36 pm – AttackFeed.com
  20. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back - F1TYM1
  21. How it Works, How to Fight Back – Krebs on Security - Correct Success
  22. How it Works, How to Fight Back – Krebs on Security - KVSP Power 103.5
  23. How it Works, How to Fight Back – Krebs on Security - thecowbotchannel.com
  24. How it Works, How to Fight Back – Krebs on Security | WFXA
  25. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back - InfoHub
  26. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Computer Security Articles
  27. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – CyberOPs
  28. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – ZBM Security News
  29. The ‘Zelle Fraud’ Rip-off: The way it Works, How you can Struggle Again – hqwallbase
  30. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – The CyberSecurityLoop
  31. How it Works, How to Fight Back – Krebs on Security - Pyramid Empire
  32. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back - s0x
  33. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Development tools
  34. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back - Shackle Media
  35. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back | Health Care SD
  36. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Nasni Consultants
  37. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Hi, I`m Umair Junaid
  38. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Absolute Cental Technologies
  39. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Krebs on Security – BlackWeb Security
  40. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back » Digit Theme
  41. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back | HackFence Manages Wordpress Security Service
  42. How it works, how you can defend yourself - Krebs on Security - Real Digital Market
  43. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Secure Cyber Solution
  44. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back - Cybersecurity
  45. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Best Techz
  46. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Imobiliare 24
  47. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Cybersecurity News
  48. How it Works, How to Fight Back – Krebs on Security - The Latest in Cyber Security News | Malware Attack Updates | Tech News
  49. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back - Cyber Security Crypto News
  50. How it Works, How to Fight Back – Krebs on Security - Edu2all
  51. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – IncidentResponse.News
  52. Cómo funciona, cómo defenderse – Krebs on Safety – Instinto Seguro
  53. The 'Zelle Fraud' Scam: How it Works, How to Fight Back – Krebs on Security – Krebs on Security – Technology Blog – Syed Mansoor Ali
  54. How it Works, How to Fight Back – Krebs on Security | Scam Buzz
  55. The 'Zelle Fraud' Scam: How it Works, How to Fight Back – Krebs on Security – Krebs on Security – Scams Alerts
  56. How it Works, How to Fight Back – Krebs on Security - Corruption Buzz
  57. How it Works, How to Fight Back – Krebs on Security - DZTECHNO
  58. Zelle is surprise lightning rod in CFPB's Big Tech inquiry - Washington Dailies
  59. Zelle is shock lightning rod in CFPB’s Huge Tech inquiry – Bupox
  60. Zelle is shock lightning rod in CFPB's Massive Tech inquiry - Epic Merchant Services
  61. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back - Sedang Online com
  62. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Cyberhubspot
  63. Chase Zelle Fraud Theft is Real… It happened to me and no one is doing anything about it! – Welcome
  64. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back - Hoverex
  65. The way it Works, Find out how to Struggle Again – Krebs on Safety - Hostor Infotech
  66. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – Certified IT Security Assurance Professionals
  67. The 'Zelle Fraud' Scam: How it Works, How to Fight Back – Krebs on Security - Krebs on Security - Money Goal - Make money quickly
  68. Zelle is surprise lightning rod in CFPB’s Big Tech inquiry – American Banker – Impact investing
  69. L’escroquerie ‘Zelle Fraud’ : comment ça marche, comment riposter – Breach Trace
  70. The ‘Zelle Fraud’ Scam: How it Works, How to Fight Back – EDS CD Keys – Instant CD Keys – Genuine Product Keys OEM Retail UK
  71. When Clients Say Their Cash Was Stolen on Zelle, Banks Usually Refuse to Pay - GIST BEAST
  72. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - TechiAI
  73. Når kunder siger, at deres penge er blevet stjålet på Zelle, nægter banker ofte at betale – Mr.Today
  74. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Simply Invest Asia
  75. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - SecularTimes
  76. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | Scam Buzz
  77. When customers say their money has been stolen on Zelle, banks often refuse to pay – WIKIRUB.COM
  78. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - News-Universe
  79. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | The Hindu First: Breaking News, India News, Sport News, World News and Videos,Breaking News, India News, Sports News and Live ...
  80. When Prospects Say Their Cash Was Stolen on Zelle, Banks Usually Refuse to Pay - Make Funds Internet
  81. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Invest Money UK
  82. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Technocharger
  83. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Home Related
  84. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | News Today Journal
  85. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - insideheadline
  86. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Sarkarigov
  87. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | Capitalator
  88. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - News Smashers
  89. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Anastasios Pallis
  90. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Musalman Times
  91. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Ganedinero
  92. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Yours Headline
  93. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Investment Policy Wealth
  94. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Trusted Bulletin
  95. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | 1 Business
  96. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - The Investors Roundtable
  97. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – T-News.com
  98. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - HumanitasConnects
  99. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - TheDailyCheck.net
  100. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – World News - World News
  101. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay
  102. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | Newsmediaone.com !
  103. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | News Inside Era
  104. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - WebTimes
  105. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - AUN News
  106. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | The News 247
  107. عندما يقول العملاء إن أموالهم سُرقت من Zelle ، غالبًا ما ترفض البنوك الدفع - صدى وطن
  108. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Inotab – International – Breaking News, Videos and Headlines
  109. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Home
  110. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – zippymag.com
  111. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - mJm News Today
  112. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – JDM Bespoke
  113. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - News Bit
  114. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Indigo News
  115. When Customers Say Their Money Was Stolen On Zelle, Banks Often Refuse To Pay •
  116. When Clients Say Their Cash Was Stolen on Zelle, Banks Usually Refuse to Pay - FINANCEAY
  117. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Finance Lads
  118. When Prospects Say Their Cash Was Stolen on Zelle, Banks Typically Refuse to Pay - Loansfit
  119. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - All Tech News
  120. Когато клиентите казват, че парите им са откраднати на Zelle, банките често отказват да платят - Актуализирано време за новини
  121. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – NewsCentermart
  122. When Prospects Say Their Cash Was Stolen on Zelle, Banks Usually Refuse to Pay - gosimondo5
  123. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - The New York Times - Blogs
  124. जब ग्राहक कहते हैं कि ज़ेले पर उनका पैसा चोरी हो गया था, तो बैंक अक्सर भुगतान करने से इनकार करते है
  125. Když zákazníci řeknou, že jejich peníze byly ukradeny na Zelle, banky často odmítají zaplatit - Komplexní zpravodajský web
  126. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Newsandaffairs
  127. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | TOTALSPORTAK
  128. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Trending News
  129. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Infowire
  130. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - edusikd
  131. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | Crypto Online Coin
  132. Όταν οι πελάτες λένε ότι τα χρήματά τους από τη Zelle κλάπηκαν, οι τράπεζες συχνά αρνούνται να πληρώσουν - νέος
  133. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Hearts Maker
  134. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Elite News
  135. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - The New York Times - Morplay Academy
  136. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - World11 News
  137. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Crypto News
  138. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay » Tradingfxdaily.com
  139. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Tuyul Ninja
  140. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Sundaynewspaper
  141. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – News.Rss-Rss
  142. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – DailyHempSource
  143. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Rudi Wing
  144. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - PostInTrend
  145. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Bharata News
  146. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Latest Buzz Updates
  147. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - KasaHotelInvestmentScam
  148. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Newsws
  149. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - VB
  150. When Customers Say Their Money Was Stolen On Zelle, Banks Often Refuse To Pay
  151. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – RepublicNews24
  152. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – LocalNewsPapers – Live
  153. Banks often refuse to pay when customers say their money has been stolen at Zelle - Newsfet.com
  154. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - YaFlix News
  155. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - 360Solver
  156. MONEY & BUSINESS: When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – HAS2SEE.COM
  157. Google News -When customers say their money was stolen on Zelle, banks often refuse to pay. -
  158. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – News24HR
  159. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Next News
  160. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – APKSUPPLY
  161. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – The New York Times – TheBeeings
  162. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - sildenafilextra
  163. When customers say their money has been stolen on Zelle, banks often refuse to pay – Tripping Mom
  164. When customers say their money was stolen on Zelle, banks often refuse to pay. #bitcoin #customers #money #stolen #Zelle #banks #refuse #pay - car wax
  165. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - USA Paparazzi News
  166. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – SportsBeast
  167. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay -
  168. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Yours Bulletin
  169. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Day News Online
  170. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Latest US News
  171. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – The Viral Zone
  172. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay
  173. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Here For you Central!
  174. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Category Portal
  175. When Clients Say Their Cash Was Stolen on Zelle, Banks Usually Refuse to Pay -
  176. When Clients Say Their Cash Was Stolen on Zelle, Banks Typically Refuse to Pay -
  177. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Best News 24x7
  178. When Customers Say Their Money Was Stolen on Zelle, Banks often Refuse to Pay - Gestta
  179. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - News. Every Minute
  180. When Clients Say Their Cash Was Stolen on Zelle, Banks Usually Refuse to Pay -
  181. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay -
  182. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - News Bulliton
  183. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – besttop10news
  184. When Clients Say Their Cash Was Stolen on Zelle, Banks Typically Refuse to Pay -
  185. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | Sports Academy
  186. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Ivu News
  187. When Prospects Say Their Cash Was Stolen on Zelle, Banks Typically Refuse to Pay - ziarele01
  188. When Prospects Say Their Cash Was Stolen on Zelle, Banks Usually Refuse to Pay -
  189. Quan els clients diuen que els han robat els diners a Zelle, els bancs sovint es neguen a pagar - blogyv.Com
  190. Lorsque les clients disent que leur argent a été volé sur Zelle, les banques refusent souvent de payer - Hadens global
  191. Müşteriler paralarının Zelle'de çalındığını söylediğinde, bankalar genellikle ödeme yapmayı reddediyor - Mustangig
  192. Wenn Kunden behaupten, dass ihr Geld auf Zelle gestohlen wurde, verweigern Banken oft die Zahlung - sewarner
  193. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Evening Network
  194. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Fatmasnow
  195. Wenn Kunden sagen, dass ihr Geld auf Zelle gestohlen wurde, verweigern Banken oft die Zahlung – M Psychic
  196. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - utpyacf
  197. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | Elgoles
  198. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - News Sahra
  199. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay
  200. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay
  201. When Clients Say Their Cash Was Stolen on Zelle, Banks Typically Refuse to Pay - matelecx
  202. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay
  203. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – News Flash Today
  204. Kai klientai sako, kad jų pinigai buvo pavogti Zelle, bankai dažnai atsisako mokėti - zeremo.com
  205. Cuando los clientes dicen que les robaron su dinero en Zelle, los bancos a menudo se niegan a pagar - Andromedaszn
  206. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – My Blog
  207. When Clients Say Their Cash Was Stolen on Zelle, Banks Usually Refuse to Pay -
  208. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – makemoneyzine.com
  209. When Prospects Say Their Cash Was Stolen on Zelle, Banks Usually Refuse to Pay - zarurile01
  210. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - Thehourlynews
  211. When Clients Say Their Cash Was Stolen on Zelle, Banks Usually Refuse to Pay - testdr41
  212. When Prospects Say Their Cash Was Stolen on Zelle, Banks Typically Refuse to Pay -
  213. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – TodaysEconomic
  214. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay |
  215. When Clients Say Their Cash Was Stolen on Zelle, Banks Usually Refuse to Pay - trazolan
  216. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Yakatme
  217. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - ChroniclesLive
  218. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - WorldPress Today
  219. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - World Of News
  220. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – Informative Manmeet
  221. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | Universal News
  222. When Clients Say Their Cash Was Stolen on Zelle, Banks Usually Refuse to Pay - Asian News
  223. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - World News Mix
  224. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay | Making Money Online Uncovered
  225. 当客户说他们的手机钱被盗时,银行通常拒绝付款 - 天载配资网
  226. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – EVU.io
  227. When Customers Say Their Money Was Stolen on Zelle, Banks - Super Creative
  228. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – The New York Times – aclicksaving – Currency Blog
  229. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – The New York Times | Upwork Solutions
  230. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay – News Rss is News Publisher!
  231. ≫ Cómo funciona, cómo contraatacar: Krebs sobre la seguridad
  232. When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay - The New York Times - Oline Earing Tips

Leave a Reply

Your email address will not be published.


*


This site uses Akismet to reduce spam. Learn how your comment data is processed.